Board of Directors

• William R. Handley, Chairman of the Board
  Homes by Handley, Inc.
  

• James B. Belflower
  Retired - Banking

• Andrew S. Bible
  President of Heartland National Bank

• James C. Clinard
  CEO of Heartland National Bank

• Roger D. Gurganus
  Agriculture - Citrus

• Bert J. Harris III
  Swaine, Harris and Wohl PA, Attorneys at Law

• Issac G. Nagib, Chairman of the Board
  Retired - Physical Therapist

• S. Allen Skipper
  Vascular Surgeon

• John Smoak III
  Agriculture - Citrus/Cattle

• Malcolm C. Watters Jr
  Agriculture - Citrus

• Lawrence B. Wells
  Wells & Associates Insurance Agency

• Stanley H. Wells
  Wells Motor Company

• Edward L. Smoak, Director Emeritus
  Agriculture - Citrus/Cattle