Personal Banking

Money Market/Savings

Money Market Savings


Tiered Interest Rate Account Traditional Savings
Minimum Daily Balance $2,500 $300
Service Charge $10/month if minimum daily balance required is not met $4/month if minimum daily balance is not maintained
Interest Yes with $2,500 daily balance Yes
Additional Benefits Write up to 6 third party checks per month

e-Statements available

Online banking
ATM card*

Can be linked to checking for overdraft protection

e-Statements available

Online Banking

*Fees may apply for transactions at ATMs other than Heartland National Bank


An excessive withdrawal fee of $2 for savings accounts, and $2 for money market accounts, is assessed per transaction, if more than six pre-authorized, telephone funds transfers or third party transactions are paid during the month. Use of overdraft protection will result in a transfer fee.

Savings accounts do not have check writing access.

Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or on-line transfers to your other Heartland National Bank Accounts or to third parties. The limitation applies per month. If you routinely exceed these limitations, the Bank may close the account or covert it to a checking account. Transaction limitations apply regardless of balance.

© Copyright 2019 Heartland National Bank. All Rights Reserved. Equal Housing Lender Descriptive TextMember FDIC Descriptive Text

Home | Safety Tips | Privacy Policy (PDF)123KB | Email Us | Sitemap