Personal Banking

Checking

REGULAR CHECKING PERSONAL NOW DIRECT DEPOSIT PREMIER HEARTLAND GOLD

Description

Just what you need in a checking account Earn interest on your balance Convenient deposit-based checking A value-added package of services For those
who have celebrated
50 or more years
Minimum Opening Deposit None None None None None
Minimum Balance Requirements $500 daily balance or
$1,000 average collected balance
$1,000 daily balance or
$2,500 average
collected balance
None None None
Monthly Service Charge $5 if minimum balance
requirement is
not met
$8 if minimum balance requirement
not met
$5 if no ACH credit $5 if  credit line not maintained None
Interest No Yes with $1,000 daily balance No Yes with
$1,000 daily balance
Yes with $1,000 daily balance

ATM/Debit Card*

Yes Yes Yes Yes Yes
Online Banking/
Bill Pay
Yes Yes Yes Yes Yes
Additional Benefits Unlimited check writing

e-Statements available

Notary Service
Unlimited check writing

e-Statements available

Notary Service
Unlimited check writing

e-Statements available

Notary Service
Unlimited check writing

Overdraft protection provided
by credit line account

Premier checks

Copy machine usage

Notary Service

e-Statements available
Unlimited check writing

Heartland Gold Checks (1 order per year)

Copy machine usage

Notary Service

e-Statements available



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